Archive for February, 2009

bad credit
yeserodr


So I applied for financial aid, got an unsubsidized loan (because of the bad credit) and still owe the school $8000. I don’t have anyone that can cosign for another loan. What should I do? What can I do, what are my options?

Comments (1)

debt consolidation
Jason S


I am going througt debt consolidation and my credit score dropped, big time. I make plenty of cash to get a car for about $300 a month, but every bank has been turning me down. I have $5000 to put down and all I want is a $15000 vehicle. Any answer to this would be excellent, thank you!

Comments (6)

bad credit
xcr0vvx


Will getting a bad credit loan to pay off some credit cards look bad on my credit history? Does it show up as just a new account when my report is checked? If it does have an adverse effect, is it worse than being extremely behind on my credit cards? I know the interest rates are very high, but thats alright with me.

Also, any suggestions where to get a bad credit loan? I guess it would be a personal loan.

Thanks you in advance!!!!

Comments (4)

credit card
sherry c


I pay so much money to a lawyer every month (signed papers so I could do this) but this month I had trouble getting the money. I sent the payment off but it is going to be late and if it is too late getting there they are going to file a judgement. I would gladly pay off the bill if I had the money. I was stupid and got a credit card not fully understanding about the interest and all that.

Comments (1)

bad credit
Isabelle B


I have bad credit, even a car repo, how can i repair it fast & how fast, with small monthly payments? I doesnt matter if its non-profit or not as long as i could do it fast and pay less.

Comments (1)

debt consolidation
missjones2you


Being a recent grad and not in my prefered area of employment is rough, as it is for many recent grads. My dilemma is my finances. My poor financial decisions (i.e. CREDIT CARD DEBT) in college has caught up with me and it is racking my brain. I have considered debt consolidation because of the seemingly positive benefits of reducing my payments and paying just one bill…BUT is it too good to be true? It seems that there are quite a few debt consolidation businesses popping up and that is cause enough to sit up and really ask what’s really going on. I mean, is it really good for my credit (as well as my mental well-being)? Am I better off just toughin it out or should I take the leap and just take a chance with a reputable debt consolidation company? What’s a poor girl to do?

Comments (5)

debt consolidation
I came along I wrote a song 4u


In a debt consolidation program is it likely that you will be able to obtain additional credit?

Comments (2)

debt consolidation
jimmyaven


I have two credit cards that I have used over 5 years ago and never paid back. The total of the two cards FIVE YEARS AGO was $1000. Of course, by now, it should be close to $3000 because of all the interests.

What does debt consolidation do? More importantly, can it REALLY remove or reduce the interest that built up over the last 5 years?

When doing a search for debt consolidation services, I get THOUSANDS of results. Which debt consolidation services are better?

Detailed answers would be appreciated.
Update: Am I correct to assume that if I leave the debt as it is, I can have it completely wiped off my credit card two years from now as if it never happened?

Comments (3)

foreclosure
raidencmc


I am looking into buying a home that is close to or going into foreclosure. “The bank will entertain a short sale.” Is there a way to find out how much is owed on the house so I can make a make an educated offer.

Comments (7)

foreclosure
aa


We`re moving soon to Las Vegas and heard about foreclosure homes. I checked and there are so many out there, which one is a good one and I can trust? Thanks a lot!

Comments (2)