nana_puddin_13


I have one credit card with a credit line of 400(cash line of 80$). I know the max I can draw from an ATM is the 80$. But is there any way I can go into the bank and get the credit line deposited into my bank account?

6feetinheels


Recently I used a debt consolidation company. Its been a year now and besides their 39.00 fee each month, my debt is down by 7000.00 dollars, a situation I was never able to resolve on my own. I also recently used a check to cash company and it was so very easy. I paid it off and that was that. This could not be all there is too it. I wanted to know if anybody had any bad experiences so I can pass it on and prevent someone from getting into trouble.

Jess


I just tried to do a short sale but my 2nd mortgage lender wouldn’t accept the offer. It is going to foreclose. It is vacant and was vandalized with flooding some time in the past few days and is terribly damaged.

If the bank is taking it away, could I be held negligent for not mitigating the damages from the obvious water damage caused by the vandalism?

Could I be liable for damage to the neighbors property from the water seaping into their walls?

Do you know the foreclosure process? What might expect after the foreclosure if the second lender has to take a huge loss?
No insurance, not investment property, the property has been secured. The flooding was due to the vandalism, someone went into the property, plugged up all sinks and turned on the water. It was apparently on for days. I just found out since I live somewhere else now. A police report was filed but it was by the HOA, I have to order a copy in the mail. I know the water has been turned off but the place has been soaked for days. The upstairs soaked the floors so much that caused damage to the downstairs ceiling. It is just awful, so I hear.

I think finding a real estate attorney is a good idea, I will likely oblige. I have a bankruptcy attorney in the family that has been trying to help me (a little) but I should probably find someone that specializes in real estate.
The 2nd mortgage is for $85k, and I have $0. No choice but to foreclose if they refused to take the short sale offer.

gyro643


Looking at a home listed at $639,000 that is a foreclosure. The bank is into the home for $480,000. Is it ok to offer what the bank is into the home for?? The home is way overpriced for the condition it is in and the area it is in.

jodi w


How can you buy a house if you have bad credit?

MiM


I’m wondering if anyone has had any success using those debt consolidation companies and if so, what’s the process of it? How does it work and will it really work at lowering your interest rate/debt owed? And what company(ies) did you use? Thanks!

dustin h


What are some of the repercutions of a foreclosure? Will I be able to rent a place if my house is foreclosed on? Will I be asked to pay the remaining balance on the loan of my house?

i rock!


I requested a new credit card with a lower interest rate than my two cards now with the intentions of paying off the two cards with my new card. The new card credit limit is not enough to pay off the other two, however, so I don’t want it anymore. I requested it online, was “approved,” and just received it in the mail today. What will happen if I just throw it away without activating it?

estephania2182


I’ve tried to get one in the past but generally the only ones I can get are pre-paid credit cards. I’ve never had a credit card before but my credit is so bad that everytime I try to get one I get turned down. Anyone know of a credit card I could get with no bank account and no credit checks?

michelewilliam721


I am trying to find out if my ex has let our home go into foreclosure. I know he hasn’t paid the mortgage in 9 months, but somehow he still lives there.