Debt consolidation?
Has anyone gone through debt Consolidation? If I am in debt atleast $20,000. How much do you think my monthly payments would be? How do they determine how much you will pay and can pay?
I wish to find out what could be the worst that can happen. In the worst case,
I am ready to pay the money which is around 1700$ in all.
I am not returning to the same state where I stayed 10 years before and I am not planning to apply for any loans.
I will only need a bank account and also a credit card. Please let me know
if my normal life would be affected.
HOW DO I KNOW FOR SURE THAT MY STAY IN USA WILL NOT BE AFFECTED IN ANY WAY – WILL MY CREDIT HISTORY BE STILL IN RECORD. I WISH TO MAKE SURE THIS BEFORE I PLAN TO COME TO THE USA.
- I had one bad check which I could not pay around 140$
- I owed money of the order of 1700$ in total to some shop cards
- this happened 10 years ago
Your answer is appreciated.
Thanks
Suk.