Archive for July 28th, 2009

foreclosure
nagaloan


My wife went through a serious medical problem and the insurance did not cover the cost of the medical bills. We were unable to pay our mortgage, now it is almost 60 days late. We are worried and facing a foreclosure. How can we avoid it? Can the lender help with a back pay or add the back pay on our existing loan or modify our loan??? Has anyone been in this situation, please advice. Thanks.

Comments (1)

credit card
JayRust


Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is hard to get rewards with bad credit. Any advise?

Comments (11)

debt consolidation
monkeyundermypillow


I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.

Comments (6)

foreclosure
Fast Pace


People tell actually you can still buy cars and other house because is so many foreclosures now… What happen to our credit report after getting a foreclosure, how many points it will drop on the credit score? Thanks

Comments (2)

bad credit
Jessie


I have pretty bad credit and I need a home loan, but I don’t want to get screwed.. does anyone know who I should go with?

Comments (7)