Archive for July, 2009

foreclosure
Fast Pace


People tell actually you can still buy cars and other house because is so many foreclosures now… What happen to our credit report after getting a foreclosure, how many points it will drop on the credit score? Thanks

Comments (2)

bad credit
Jessie


I have pretty bad credit and I need a home loan, but I don’t want to get screwed.. does anyone know who I should go with?

Comments (7)

debt consolidation
Trxy


I ended up using my company credit card for personal use while on medical leave. I was not able to pay it off completely right away and it was sent to a collection agency. I have a very nasty debt collector calling me all the time now (which is to be expected) but her story seems to change so I’m not sure if she’s being honest or using scare tactics.
I contacted a debt management program and am working on paying off the debt over the next 12 months. Meanwhile, this woman keeps calling me and now she’s apparently (according to her latest voice-mail) set up a conference call with my corp office tomorrow.
I’m just wondering if there’s some reason using a lump sum settlement won’t work on a corporate card?

Comments (4)

debt consolidation
jneal83


I have a ton of revolving debt (mostly credit cards) and just bought a house 5 months ago so I don’t have much for collateral. I’ve already been denied by a bank so is there anywhere I can turn to for cosolidation purposes that isn’t going to kill my credit? I want to consolidate my high interest credit cards onto a lower interest loan and need suggestions.

Comments (5)

credit card
bigmama


I watched a video in my class and they said it’s better to have one credit card only.

But in reality, I know a lot of people have like at least 2 credit cards and they said it’s better to have more than one.

So how many credit card should I have?

Comments (11)

foreclosure
Om…


Also can you help me understand what a tax lien property is and it’s buying process and foreclosure’s buying process, which is better?

Comments (3)

foreclosure
chickeninca


My landlord went to foreclosure without evicting us. The bank tried to auction the house today, but got no bids. The title reverted to the bank. What can I expect to happen next? I worry about coming home to find the locks changed, all our stuff seized. The landlord won’t take any calls and hasn’t for a month. What about our security deposit? Don’t I have to be given an eviction notice, or am I just out of luck?

Comments (5)

debt consolidation
pinaymystique


Has anyone gone through debt Consolidation? If I am in debt atleast $20,000. How much do you think my monthly payments would be? How do they determine how much you will pay and can pay?

Comments (7)

credit card
two_kee_kees


I did this last week. My new credit card is showing the balances of the others, but the old credit cards are not showing that they’ve been paid.

Comments (3)

debt consolidation
gsforgrace


I am looking for a debt consolidation or debt relief company that is reputable and will do the job. I need to consolidate medical bills, pay day loans and credit card bills.

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