Suk C


I may be returning to USA after 10 years for a brief stay. When I was in the US,
I owed some money to the shop cards [jc Penney, mont Ward, etc] and had one bad check for around 140$. These I could not pay.

I wish to find out what could be the worst that can happen. In the worst case,
I am ready to pay the money which is around 1700$ in all.

I am not returning to the same state where I stayed 10 years before and I am not planning to apply for any loans.

I will only need a bank account and also a credit card. Please let me know
if my normal life would be affected.

HOW DO I KNOW FOR SURE THAT MY STAY IN USA WILL NOT BE AFFECTED IN ANY WAY – WILL MY CREDIT HISTORY BE STILL IN RECORD. I WISH TO MAKE SURE THIS BEFORE I PLAN TO COME TO THE USA.

- I had one bad check which I could not pay around 140$
- I owed money of the order of 1700$ in total to some shop cards
- this happened 10 years ago

Your answer is appreciated.

Thanks

Suk.

Robert B


I want a credit card with a good balance tranfer offer. Six months at 0% will do fine.

It might be nice for it to be otherwise a good credit card too because I might pay the balance off in about a month and still want to use the credit card.

I already have a Amazon credit card with Chase so I think I need to use a different bank.

Moe


My mom’s house in CA is unfortunatly going into foreclosure and I was wondering how long that would stay on her credit report or if it’s on there permanently.

keynabeena


I already contacted the credit union, they wont give me the loan, its a repo for only 2700.00 but I just dont have the credit, does anyone know where you can get a small loan for someone with really bad credit?
Thanks for your help!

Kandy


My husband and I live in Indiana and we are interested in purchasing a home. Foreclosure lists that I see on the internet charge. I am not sure if this is the way to go or if there is a free way to get this information.

don l


I’m trying to get an average amount a credit score of about 720 would be lowered if a person ends up with a foreclosure.

subgenius


I own my home but can’t refinance, and couldn’t find a cheaper place that would fill my needs. I don’t have credit card bills or extra debt. My line of work is slow this time of year and I am holding my breath until summer. If I could just get one month ahead I would be okay. I am the working poor. I have 2 kids my wife and I both work and as far as I know there is nobody that will help us. If I could just come up with one house payment to get ahead I would be able to make it through the winter. It doesn’t get this bad every year but this year it is a close one. We both do every honest thing we can think of. Childcare is expensive, everybody has us under contracts so even if we wanted to turn off the cable or whatever there is always a buy out price. We do not have extras. please any advice?

saintly_angeline


I have a friend with bad credit and she’s tired of prepaids. She’s trying to find a cell phone company that allows people with bad credit to have something at least. Which one is good. I don’t have bad credit and know most companies will give you no hassles, but don’t know anything about bad credit. Which company should she try?

Painted Jezebel


With programs out there like Hope Now and Neighborworks, and so on, shouldn’t the foreclosure rates be slowing down? It doesn’t seem to be the case in my town, but what are the updated national numbers?

Renae L


I consolidated two credit cards onto one new credit card that offered 6 months 0% APR and then a lower APR after those months were up than what the charges were on before. I have been making monthly payments and have made good dent in the debt, but now are receiving better balance transfer offers. Should I transfer the balance again, even though it has been just over the 6 months? Will is hurt my credit, which is pretty good right now?