Archive for July, 2009

credit card
Grappler


About 5 years ago we accumulated quite a bit of credit card debt. Maybe about 4 years ago, we combined all the debt onto one 0% card, since then I have been “card hopping” to continue to have a 0% apr. I always pay on time & more than the minimum payment. I would like to know if card hopping will hurt our credit score. Thanks.

Comments (9)

credit card
Marc S


I want to go on a trip and rent a car and get a hotel room. I have a credit card but it is over it’s limit and I applied for a credit card and got rejected. I don’t know what a secured credit card is. Can a secured credit card be used the same as a normal one. Do you put money on it like a debit card? Any help will be helpful. Thank you.

Comments (5)

foreclosure
Frankie


A friend of mines house is going into foreclosure. It will be sold soon. Do they have to move right away after its sold or do they have a little bit of time?

Comments (4)

debt consolidation
Richard a


I am asking some general questions about debt (credit card)consolidation.

Comments (5)

foreclosure
Badbone


I have a relative that can no longer pay for a high mortgage payment, what options are available to avoid foreclosure? The house has been on the market for nine months but no buyers.

Comments (6)

bad credit
Kraven


We recently got money to move. I’d like to find my family a three bedroom house with a yard, and would hope to not have to live in an apartment complex. But I have bad credit, I can get a co-signer but do they take that when renting houses? What should I do?

Comments (2)

foreclosure
Dannai


I was wondering how foreclosure through a bank works? Such as, does a person default on thier loan and someone else takes over the remaining debt?
so lets say theres 450,000 left on a 600,000 loan, I would be able to owe somewhere around 450,000 and the previous owner loses the 150,000 he invested?

Comments (2)

debt consolidation
WONDER WOMAN


Hello, if your not behind in any of your credit cards and you just want to do debt consolidation because you have so many…How long does it report on your credit that you are in a debt consolidation program??

Comments (8)

debt consolidation
Man of La Mancha


I have about five to six unsecured debts [no credit cards] that i need to consolidate and make one payment or like. Bankruptcy is not an option for me. The total is around $10K. I am not interested in debt consolidation agencies, so far the ones i have talked to, i know more what to do than them…I can make monthly payments toward the debt and also pay reasonable fees and/or % of satisfactory arrangements. Anyone knows a serious, good attorney in the areas that i can contact for a free consultation. Thank you
Mr Gerald, with replies like yours no wonder you have so many answers….I am retired, disabled, soc sec, and yes i still work, as allowed…so your easy out is poor at best….thanks

Comments (4)

foreclosure
Darante M


My wife and I are planning to go to school full-time, but our house is going into foreclosure. After the house goes into foreclosure will we still be able to get student loans?

Comments (1)