I came along I wrote a song 4u


In a debt consolidation program is it likely that you will be able to obtain additional credit?

DW


I just turned eighteen so I never had a credit card before. I’m pretty ignorant in this area so I have no idea which card to apply for! Are there any cards that do not require a lot of fees?
Thanks.

R Bennett


If you open a credit card, but don’t use it or don’t carry a debt balance. I read the more inquiries on your credit score, the lower it goes. I found a deal where I can get free stuff through Discover card just by opening a new card.Thanks!

culley230


My husband and I desperately need a new vehicle with the new baby coming. We’re looking to purchase a 1995-2000 Suburban. Our credit is considered “bad” but it’s not bad because of credit cards, or loans.

Can anyone suggest a lending company that is not FRAUDULENT, and that will help us keep our payments no higher than $150/monthly.

Any suggestions, or tips is greatly appreciated.
It is also possible we could trade in our 1995 Jeep Grand Cherokee. Could this act as down payment?

A.D


What kind of problem you get if u have ruined your credit record or you have bad record or you have a debt in the US?I would like to know if for example landlords or employers check your credit before signing a contract?

Tina R


I have several small laons, and I would like a debt consolidation loan, but I have bad credit and no collateral. Can anyone recommend a service or program?

Tracy S


I have a low credit score. Most my bad credit is old credit. I have a bunch of little loans from finance companies, but they charge really high interest rates. I would like to get a loan for about $5000 to $6000 to pay these off and have one payment that would be lower.

TCK


I want to close a credit card account but I’m going to reapply to the same one (long story, don’t ask. it’s actually a must. NOT important)

But I have pretty good credit and it’s mostly from the credit card that I’m wanting to close (and eventually reapplying).

Will closing my major credit card have a negative affect on my credit score?

Professor Bradley


consolidation but charges a $40 fee. They also do credit counseling (which I don’t need.) I just need to lower my monthly payments because of high interest. I don’t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don’t need any credit counseling as much of my debt was accrued through phenomenal interest.
I just want to have one payment a month with the lowest possible interest.

trixxxi


He has kinda bad credit but fixable. Mine is horrible and I will never be able to pay everything off.He wants to buy a house someday and am afraid my credit will screw him. Would it be better if I file bankruptcy ? If so, should I do it before we get married? We live in Oregon.