Archive for November, 2009

foreclosure
Robert K


Due to some unforeseen medical problems and the laziness of our wonderful workers compensation board my wife and I were “forced” into foreclosure. We miss having a house and want to get into another one within the next year and a half or so. I’ve had a steady job for almost 7 years and my wife is still out of work due to medical reasons but has steady income from SSI and comp. What do I need to do to get another house?

Comments (1)

debt consolidation
Paige B


I recently purchased my home and now have plumbing issues that are not covered by my insurance. I have some equity, but cant seem to get approved for anything, maybe I am looking in the wrong place. Help!

Comments (4)

bad credit
Tre R


I want to start a video production business I have a degree and unfortunately school has left me broke with bad credit. Is there any way to get loans, grants anything to help me start off this business. I know it’ll be a long road to get where i want to be but im willing to travel i just need a jump start. Any advise.

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debt consolidation
Sherry


My husband and I have about $23,000 in debt and are considering going to one of the many debt counseling companies that we see advertised. Can they really help by working with the credit card companies ? Also do they all charge a fee and how do they work? Refinancing our home is currently not a option.

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foreclosure
THNMKIN


I have a first and second mortgage (to avoid PMI) and I am wondering if, after foreclosure, if we are going to be liable finacially for the banks loss, or the difference between our loan balance and what they get in the foreclosure sale? I know that our credit score will be affected, but I am wondering if that is the only repercussion? I also know the laws are different in states I am in Nevada anyone that knows the nevada foreclosure law specifically would be great. I am also wondering once we move out, assuming we do so before notice to evict what role will we, as the homeowners, need to play in the foreclosure process? I have heard that you must fill out a 1099 form for taxes? saying the difference between the amount owed and what the bank gets is roughly 30,000 what would that mean we pay at tax time?

Comments (4)

bad credit
STEVE T


I am currently looking for a long term loan(not a payday loan) or some kind of credit. Unfortunately I have bad credit. I would like to spend some money in the very near future on my dog as he most likely needs surgery. I would not be able to afford this as I need to pay bills and rent of course. Any suggestions on where I can relieve my financial problem?

Comments (6)

foreclosure
Leo


Hi, im 20 years old and just foreclosed my apartment. How long will this foreclosure stay on my credit for? Am i going to have to pay the taxes on the apartment i just foreclosed? I am a student, and have a part time job. PLEASE ADVISE!!!
i purchased the apartment.

Comments (3)

bad credit
texas b


I am looking for a place I can get a credit card with bad credit.I have Imagine and First Premiere.Is there any other credit cards I can get?

Comments (3)

credit card
Rose


I would like to know which credit card is best since I am a college student. Some people tell me it’s “Capital One” other say that’s the worst since they get unknown charges, others say that the credit card from your bank is better. So which credit card has been best for you guys??? This is my first time getting a credit card (in which I hate them’ cause u get addicted to it) so I have no idea of which 1 to get.

Comments (4)

foreclosure
KG


It usually takes approximately 90-100 days to effectuate an uncontested foreclosure. During that time, who is responsible for the payments, if anyone?

Comments (2)