Archive for the ‘ Credit ’ Category

credit card
nikkibob03


Today at work our credit card machine stopped printing so we took a card, made a copy and wrote out a reciept. The card holder got completely bent out of shape and demanded the copy of his card back saying copying it is illegal. I thought it’d be OK because even a business owner’s reciept will have the card # on it. Does anyone know if it’s illegal to make a copy of a credit card?

Comments (7)

credit card
redangus22


I disputed a charge on my credit card several months ago, and it showed up on my credit card. I was wondering how does that affect my score?
I sent about $120 to a guy in England for some paintings, via paypal, and he contacted me once, but then not for a long time after that, and the time I could dispute it with paypal passed by.
I contacted Citibank, the card I charged it on, saying I never received the goods. They put me through a huge ordeal just to get the charges reversed. When the charges were reversed, the guy finally contacted me, and sent me the paintings. I called Citibank saying I got the goods, and to please charge me, so they did.
I was nowhere near my limit when I disputed the charge or afterward. I still have the card too.
I received a notice a couple of months later, on my credit monitoring service that the dispute showed up on my credit report, but it didn’t say if it did anything to the score or not.
I’m somewhat worried, because I might need to dispute another charge (it was a duplicate charge) if the vendor doesn’t call and fix that situation.

Comments (8)

credit card
lamblover


My checking account was approved by Paypal. Everytime when I make a payment at Ebay, it makes an instant transfer from the checking account but my credit card was set up as the second fund source.

I want to set my credit card as the first fund source. Anyone knows how to do that?

Comments (2)

debt consolidation
ryryguy


are there consolidation loans that combine your students loans with any credit card debt?

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debt consolidation
Brad M


I want to get a debt consolidation loan, WITHOUT using my home equity, but they are telling me my credit score is great, but by ratio is too high. Well, I want to consolidate all the CC debt I have, but it’s running me in circles. What’s the point of trying to get a consolidation loan if they won’t lend it to you because you have too much debt? Does anyone know of ANY bank or anywhere I can turn to that understands and can try and help me? Thank you for your help!

Comments (3)

credit card
honeypepper


Which credit card do you think it’s best for those with good credit? Chase, American Express, Citi, Capital One?

Comments (10)

bad credit
Lina is full of poo!!!!!!!


My uncle asked me this recently, and I couldn’t offer any advice. The only bad credit loan companies I know about are the payday and car title lenders.

Comments (3)

bad credit
WENDY D


I would like to get a credit card but have bad credit. Does anyone know of any cards that I can get even if it is secured and it gives some sort of rewards, like cash back or anything like that? If so please help. Thanks.

Comments (10)

debt consolidation
David M


I am in debt with a credit card issued by my bank and the interest is killing me. How does debt consolodation work? If I do this, will my interest go down and will it affect my credit in any way?

Comments (6)

foreclosure
batinara


He is going through a foreclosure process. If we get married in a few months, how can this affect me? I am already affected emotionally and have a lot of doubts in my head.

Comments (5)