jmpoct03


my boyfriend and i own our home with no mortgage. we have around $76,000 of equity in our home but have bad credit. is there somewhere we can go for a loan that works with the better business bureau. i want to make sure its legit.

bailey7


Example: You refinance with $200,000 cash out & house appraises at $650,000. The loan is $520,000. Value of property drops to $450K so you can’t refi; the cash has been spent & now it is going into foreclosure. What will bank do?

runnercaiti1


I am 24, single, pregnant and work two jobs. I can afford an apartment but my credit is bad due to not working for a couple months.

I am living with my dad and stepmom right now but I need to get out asap. How can I get an apartment if I have bad credit and no cosigner?

crazyredkittycat


My boyrfriend and I just got approved for a mortgage, and we would like to purchase a foreclosure. (a home in our price range is not large enough for all of our stuff). What is the process for buying a foreclosure, can we still have a showing? What’s the difference in process??

SABADO GIGANTE


I was on yahoo real estate recently, and I clicked on foreclosure and I arranged the prices of the homes from the cheapest to the most expensive. I found some homes in my area with a price of about three thousand. Now is that a buy in price to take over the mortgage or what? How does that whole thing work? What are the dangers?

I put an offer on a pre-foreclosure home. The sellers signed it and were really excited about the offer and passed it onto the bank. I don’t know that much about pre-foreclosures, so how long will it take to find out if I got the house or not?
Yes, I am offering less than owed on the unit.
But I AM offering market value.

Beth


A friend is three months behind on their mortage. They say they have still not received any certified letters or anything. If they decide to stay in the house, approximately how long would they have before the foreclosure and eviction? Again, this is Riverside County. (Please only answer if you have first hand knowlege of this process.)
Thanks!

BrianR


Does the foreclosed person have the right to take the property back for some time after the property is purchased in foreclosure? When I go to foreclosure.com and see a property that has a foreclosure price followed by a property value estimate what is the foreclosure price. In other words, is that just one of the liens price for you to get the house? Could there be other liens against it? What is the best course of action to insure I’m not dupped? Thanks.

Mikey4u


I’m in danger of going into foreclosure on some timeshare property in Florida. Will the credit damage be just as bad as losing a house?

Armando D


In the event of foreclosure , do the bank will continue on or utilities will be shut -off ?? WAMU is the lender.