Archive for the ‘ Personal Finance ’ Category

debt consolidation
immiji


i m in credit card debts rite now and my current creditors charge me upto 30 pecent interest what are the best ways to get it worked out for example do u suggest me debt consolidation or debt settlement? which one is more preferred or if there is any pro and cons associated with any of those or if u have any other suggestions ? thanks

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bad credit
gw_extdman1


I never seem to get ahead with the bills that I have and I only get a limited income and have been on disability and forced retirement since 1987 and up until 2003 was paying on bills that my brother charged in my name and that is when the creditors told me not to pay anything more. During that time, I had to close several accounts that I had in my name and they went to the credit bureaus and now I have bad credit as far as I am concern and need to get a loan to pay off those bills and try to get some brand new clothes and some other items that I need. Anyone with information pleaselet me know some how, by the grace of God I need the help soon. Or I will crazy!
I won’t go to payday loans because they are way too expensive and the bills I have is not all just every day bills, they are bills that I keep getting phone calls about from the creditors. Wife can’t help out at all her money that she gets on her disability goes for her medicine and all the house cleaning and the personal hygine we have to have.

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credit card
Bear E


I spent some time in jail and my credit card expired. Currently I have no checking account or active credit card. How do I get a credit report? All the sites I have seen require a valid active credit card.

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debt consolidation
Paige B


I recently purchased my home and now have plumbing issues that are not covered by my insurance. I have some equity, but cant seem to get approved for anything, maybe I am looking in the wrong place. Help!

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foreclosure
DKH


We are trying to work with the mortage company but not being able to get hold of someone after we wrote hardship letters like they said. Now, we have recieved a letter from lawyer for foreclosure. Someone mention Bankurbcy<

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bad credit
Michua


My mom was telling me that anyone listed in the account will suffer from bad credit even if the account is being used by one person … How is it possible to have bad credit form a bank account and is what my mom told me true?

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credit card
Dilbert


I want to open a savings account for about $700 and charge the opening deposit to a credit card. The credit card gets points, which would be good for a gift card if I had about 700 more. I want to close the credit card account, but only after I get enough points, to not waste the points I already have. I’m going to open a savings account anyway, so I figure I might as well get those 700 points from it. In any case, the savings account should pay high interest and should allow transactions between banks online.
For example, Bank of America will let you open a checking account online, and use a credit card to fund it. The credit card transaction will be a purchase, not a cash advance. But I want to know what other banks will do that, and which of them will do it for savings accounts.

Comments (6)

bad credit
How do you know?


I have bad credit and need a loan. But I don’t want to stick myself with payday lenders or car title lenders. And I definitely don’t want to risk my house. Any advice? I only need a quick $2,000.
No need to be a prick. I’m just asking a question. The bad credit is result of falling upon hard times, as is the case with the majority of the American population. Get over it.
Tell that to the millions of Americans who have careers, have always made decent financial decisions, but who hit huge bumps in the road.

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bad credit
sonija


I am in dire need of a debt consolidation loan and I have bad credit. I can make things work with $5000, but I do not know where to start. I have seen people with yahoo addresses claiming they can loan money but they sound fishy as it is not a company email, their emails always seem to be yahoo. Any info will help. I fell on hard times and am now able to pay my monthly bills but I cant seem to catch up what I fell behind on. PLEASE help asap. I have a 5yr old and I do not want him to suffer us loosing our home or car.

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bad credit
nicolabuddah


I have bad credit and need a loan of £8000 unsecured. My father will gaurentee the loan but i am unsure what leander will do this. please dont suggest debt consolidation. this is not an option

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