Archive for the ‘ Personal Finance ’ Category

foreclosure
llewis499


What is the quickest way to halt a foreclosure. I do not have the cash to bring it out of arrears and the bank has accellerated the note. Is Bankruptcy the best way to stop it for now. I have placed it up for sale and have a couple of parties interested. I am running out of time. The bank does have mortage insurance on the note . Please give solid advice.

Comments (4)

credit card
kenneth h


I have no credit card debt. I pay them off every month. I wonder if it is better to use my debit card or credit card to increase my credit score.

Comments (7)

debt consolidation
tinkerbell_730


especially if you dont’ have the money to pay off the monthly balance? i have $8,000 worth of credit card debt and not sure if it was a good idea to get a debt consolidation loan to pay 3 of ‘em.

Comments (10)

debt consolidation
breon


Does anyone know if you can get financing for a home if you have been in a debt consolidation program for less than a year?

Before anyone says if you are in debt consolidation you apparently cannot afford a home please don’t waste your time in responding.

Thanks!!!!

Comments (4)

bad credit
Taylor B


OK I have a problem, i have 500 dollars in bad credit and its not helping me at all. I thought having over 2,000 considers you having bad credit, but this lousy 500 is causing problems now I can’t even apply for credit cards now heres the thing i want to pay these bills I recovered only 1 of my bills the others I can’t find them….I really need help finding these any suggestions?

Comments (2)

debt consolidation
Mari E


I have researched and found all the negative things about these companies. But I need to know if anyone has had a positive experience, and which company it was with.
Don’t bother to post any warnings or advice about not using these companies.

Comments (6)

debt consolidation
redheadedstepchild


I have been searching for almost two months to no avail. Are there no legitimate lenders that perform Debt Consolidation Loans? I am not looking for a Home Equity Loan, I mean a loan to “replace” my high interest loans and credit cards with one affordable monthly payment?

Comments (1)

credit card
cheneytardio


I am looking to make a couple large, immediate purchases with a credit card. I already have one credit card with very little available balance. Should I:
A. Apply for a brand new card and use it to make these new purchases?
OR
B. Transfer my old balance to a new card, then work off paying the low APR new card while putting the new purchases on the old card?

Comments (4)

bad credit
Krysta


I am a single mother and have bad credit, I really have no one to help me, and i have no where to live, how can i find somwhere to live?

Comments (2)

debt consolidation
The C


What company can I trust?

Comments (3)