How can I get a loan if I have bad credit and have filed for bankruptcy, which was discharged 3 yrs ago?
Oct 22, 2009 in
Personal Finance
fjb61
I need to get a personal loan to repair my truck, but I cannot get a loan. I filed for bankruptcy 3 yrs ago when I was married. Since then I have incurred some debt and have bad credit (score about 6000) I have tried several on the internet and also called some lenders in my area. I have a checking account, have the title to my truck.
I need to get a personal loan to repair my truck, but I cannot get a loan. I filed for bankruptcy 3 yrs ago when I was married. Since then I have incurred some debt and have bad credit (score about 6000) I have tried several on the internet and also called some lenders in my area. I have a checking account, have the title to my truck.
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5 comments
BillW on October 24, 2009 at 4:34 pm
I am going to say keep searching in your area. I do not like all this Internet loans stuff, as it seems a fake or smoke and mirrors. Of course you will have problems in getting loans because of the B/R, you may have to use a secured credit card, or try to budget and make cash payments, in increments. I mean, try not to fix the whole truck at once.
I filed three years ago, and a year after discharge got financing for a home. So I’ve been there. Good luck.
BarbaraP on October 25, 2009 at 10:48 am
The first time I applied for a credit card, it was denied.
The reasons given included insufficient credit history, which was true.
The best way to repair bad credit is to get out of debt first.
Once out of debt it’s a lot easier to pay bills on time.
Paying bills on time is a good way to start getting good credit.
Even some payday loans can help estabilish good credit.
This site can help if you need some cash or more info…
Good luck.
brian p on October 25, 2009 at 6:14 pm
Hi.
This company will help you :
Gary H on October 28, 2009 at 1:49 am
There are plenty of places that offer loans for people with bad credit with no-hassle applications and easy requirements.
Some of these lenders even offer 1 minute approvals, and have both secured and unsecured loans, depending on your need and situation. Check the page listed below, it has information and bad credit lenders listed off and on.
jamesPurple on October 30, 2009 at 11:47 am
It’ll be easier to get a loan from a garage than anywhere else.