How do i get a decent apartment with Bad Credit?
Jul 29, 2009 in
Financial and Loan Tips
Lionheart
I have never been evicted before but my credit is bad due to some bad decisions i made in college. Anyway i’m looking to move back to my hometown but i need a decent apartment.
I have never been evicted before but my credit is bad due to some bad decisions i made in college. Anyway i’m looking to move back to my hometown but i need a decent apartment.
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6 comments
Brownie on July 31, 2009 at 2:01 pm
Get it under your parent’s name or someone you know with excellent credit.
Dutch58 on August 2, 2009 at 2:27 am
Why would you want an apartment with bad credit?
likeskansas on August 2, 2009 at 11:10 am
Try sharing or get your parents to assist you
frog083096 on August 2, 2009 at 7:50 pm
I agree, get a co-signer. when i first got married my inlaws co-signed. You, at least in Tx and Ohio, used to have to sign the lease in order to reside in the apartment….and Dutch58…just because she has bad credit doesnt mean that she doesn’t still need a place to live. Personally, I if possible would stay away from the roomate route. I would be worried of getting left with the bills or just not getting along with them and being stuck with a lease… GOOD LUCK!!!
spiderman on August 4, 2009 at 4:06 am
When applying for an apartment be up front and honest about the circumstance’s in regards to the past credit problems. And if you are dennied an apartment then ask them if they no of any other rentals that are less strict in regards to the credit report. there are also rental companies that will find an apartment for you for a small fee. tell all your friends,family and co-workers that you are looking and you will be surprised at how far word of mouth can go.
Happy Hag on August 7, 2009 at 7:02 am
Depending on the results of your criminal background check, and previous rental history, you could offer to pay a month ahead. For example, when you move in, pay the deposit, the first AND second month’s rent. When the second month rolls around, pay the third month, etc. You can agree that if you fall behind you will move immediately and leave the place spotless. Many apartment managers would rather rent the apartment to someone willing to show good faith and then follow through than leave it vacant.