How long after paying off a credit card does it take to reflect on a credit report?
Dec 21, 2009 in
Credit
penny g
Lets say I have 4 credit cards totalling $3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?
Lets say I have 4 credit cards totalling $3000. I then wrote out 4 checks and paid off each card in full on the same day. How long would I have to wait until my credit report reflected all of these charges paid off?
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5 comments
princess zaria on December 22, 2009 at 11:54 am
by the the collection agency has 3 months 2 update ur credit report, then they update it as paid in full or settled in full.
src50 on December 24, 2009 at 1:13 am
Around 60 days assuming you’re talking about active credit card accounts, not defaulted loans sold to collection agencies.
cheeba0228 on December 24, 2009 at 2:11 am
Most places have up to 60 days legally, but a lot of credit card places report every 30 days.
Sarab on December 27, 2009 at 12:24 pm
Every credit card company reports a couple of days after your billing closing date. So within 1 month your report will be 100% updated – ptentially sooner.
cris f on December 30, 2009 at 8:36 pm
it is said that you will have to wait 3-4 months before your credit report will reflect you payments and your score will change. I did the same about 4 months ago and it gust showed on my credit report
I’ve had good info about it here:
Best regards.