Comments on: I have bad credit and I want to buy a home in the next two years? http://www.fn-live.com/i-have-bad-credit-and-i-want-to-buy-a-home-in-the-next-two-years.html Loan and Financial Info Mon, 01 Feb 2010 15:06:52 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Halcyon http://www.fn-live.com/i-have-bad-credit-and-i-want-to-buy-a-home-in-the-next-two-years.html/comment-page-1#comment-3462 Halcyon Sat, 12 Dec 2009 00:04:33 +0000 http://www.fn-live.com/i-have-bad-credit-and-i-want-to-buy-a-home-in-the-next-two-years.html#comment-3462 Its best to build your credit scores separately. You may need to joint credit for your home if you need both your incomes to qualify. If I were you, I would wait for him to get his green card and build credit and then go about buying a house together. For more info I strongly suggest you buy this book. It will not only teach him how to build his credit but also help you guys understand why you should keep your credit separate and much more obviously. Its best to build your credit scores separately. You may need to joint credit for your home if you need both your incomes to qualify.
If I were you, I would wait for him to get his green card and build credit and then go about buying a house together.

For more info I strongly suggest you buy this book.
It will not only teach him how to build his credit but also help you guys understand why you should keep your credit separate and much more obviously.

]]> By: ATHENS LANDLORD 7148 http://www.fn-live.com/i-have-bad-credit-and-i-want-to-buy-a-home-in-the-next-two-years.html/comment-page-1#comment-3461 ATHENS LANDLORD 7148 Tue, 08 Dec 2009 19:55:37 +0000 http://www.fn-live.com/i-have-bad-credit-and-i-want-to-buy-a-home-in-the-next-two-years.html#comment-3461 Unless you put him as a authorize user on your accounts , your credit wont affect him. Now if he puts you on his accounts and his credit is good, yours will get better too over time. I would recommend pay down and dispute the things on your credit. I did it and glad that I did. My wife said pay it or dispute it. I disputed and won some of the judgements. Unless you put him as a authorize user on your accounts , your credit wont affect him. Now if he puts you on his accounts and his credit is good, yours will get better too over time. I would recommend pay down and dispute the things on your credit. I did it and glad that I did. My wife said pay it or dispute it. I disputed and won some of the judgements.

]]> By: kristakay55 http://www.fn-live.com/i-have-bad-credit-and-i-want-to-buy-a-home-in-the-next-two-years.html/comment-page-1#comment-3460 kristakay55 Sat, 05 Dec 2009 20:07:22 +0000 http://www.fn-live.com/i-have-bad-credit-and-i-want-to-buy-a-home-in-the-next-two-years.html#comment-3460 get yourself out of debt and rent in the meantime. when you're ready to put all or at least most of the mortgage down in cash, then do it. being in debt = being a slave to someone else mortgage is debt. debt sucks. go to daveramsey.com get yourself out of debt and rent in the meantime. when you’re ready to put all or at least most of the mortgage down in cash, then do it.

being in debt = being a slave to someone else
mortgage is debt. debt sucks.

go to daveramsey.com

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