Is it possible to become a State Farm Agent with bad credit?
Jul 02, 2009 in
Insurance
McGiles
I have all of the other credentials needed to become an agent but I have bad credit. I know a credit check is part of the process.
I have all of the other credentials needed to become an agent but I have bad credit. I know a credit check is part of the process.
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4 comments
T on July 3, 2009 at 7:59 pm
I hate how credit is used to determine job placement. People with bad credit need a job to work and to repair their credit! Sometimes they just check your credit and even if it’s bad, they hire you. As long as you haven’t filed bankruptcy I guess. I’m not completely sure, but you can probably apply and give it a try. Good luck!
momma bear on July 6, 2009 at 2:12 pm
I got a job working for allstate two weeks after I turned 18. I had NO credit, and they hired me because I had my P&C license and have been working in the insurance field since i was 15 (worked under the table for a family member’s agency) I suggest going independent that way you can represent as many companies as you want!
mbrcatz17 on July 8, 2009 at 3:12 am
Well, likely they aren’t going to appoint you. But the only way to find out is to talk to them.
ROCCO_X on July 10, 2009 at 10:05 pm
The answer is “maybe”
It depends on how bad it is.
The bottom line is if you want to become a State Farm Agent, you’ll be owning your own business. SF Agents are independent contractors. If you don’t manage your credit well, you’re not likely expected to manage your business well.
If you missed a couple of payments for your credit cards, etc., that won’t be a problem.
If you have tax lien, bankruptcy etc., you may have a little problem.