Where can I get a credit card if my credit is poor?
May 27, 2009 in
Credit
berlyb33
Due to both my boyfriend and I getting laid off from our jobs this year, and some other financial hardship, my credit is pretty bad. I would really like a credit card, especially to get my credit in better shape. Anyone know who will give me a credit card?
Due to both my boyfriend and I getting laid off from our jobs this year, and some other financial hardship, my credit is pretty bad. I would really like a credit card, especially to get my credit in better shape. Anyone know who will give me a credit card?
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8 comments
LindaU on May 28, 2009 at 3:49 pm
Sometimes Ochard.COm will issue credit to people who have had problems with their credit in the past. You may also try Providian.Com
Good Luck!
steven60516 on May 30, 2009 at 11:56 pm
go to this is a unsecured card and they approve everyone!
let me know if this works
Guate M on May 31, 2009 at 9:13 am
Check out here you will be able to compare all major credit cards side by side on rates, fees and reward, no matter what kind of credit you have they have the right card for you
outlawimmortal2 on June 2, 2009 at 8:35 am
Capital One or First Premier bank maybe your best choice. First premier has some very high initial fees.
tw158 on June 4, 2009 at 2:59 am
You can comare offers here:
Be aware that you generally have to deal with higher interest rates and a variety of fees with these types of cards. You must be willing to deal with these for a while in order to improve your history and hopefully upgrade down the road.
xanaduloot on June 5, 2009 at 8:25 pm
the imagine god card
and orchard cards are good
jan d on June 6, 2009 at 12:00 pm
Major credit card issuers like Discover, American Express and Chase offer a credit card for bad credit holders. A ‘shopping’ card offers you an unsecured line of credit from specific sellers. Use these cards to increase your credit rating, since the credit bureaus will be informed about your timely payments.
abel jarrod on June 9, 2009 at 5:18 am
People with bad credit or poor credit are often face difficulties in obtaining a credit card. The fact is indeed true that their choices are limited when it comes to credit cards but, credit card issuers are increasingly offering financial products that specially cater to bad credit people.
Bad credit problem can be caused due to a number of situations. The credit card choices available to bad credit people allow them to rebuild their credit history. Financial products that help bad credit people are prepaid credit cards or debit cards, secured bad credit cards, unsecured bad credit cards.
Prepaid or debit cards:
These are the easiest option available for bad credit people. There are no verifications, no credit checks, no employment requirements, and the approval is instant. All they have to do is to deposit a money and a prepaid card is issued. This card has the borrowing or buying capacity equivalent to the funds deposited. The good thing with prepaid credit card is that it promotes financial discipline. Some prepaid card issuers report to various credit rating agencies, thus it helps in rebuilding your credit history. Apply online at: